Cookie Policy

2. How We Use Cookies

2.1 Essential/Necessary Cookies

These cookies are essential for the website to function properly. They enable core functionality such as:

• User authentication and login sessions
• Security and fraud prevention
• Remembering your trading preferences and saved partners
• Processing transactions and payments
• CSRF protection

These cookies do NOT require consent and cannot be disabled.

2.2 Analytics Cookies

We use analytics cookies to understand how you interact with our website:

• Pages visited and time spent
• Bounce rates and click patterns
• Device and browser information
• Geographic location (country/city level)

Tools used: Google Analytics, Vercel Analytics
Duration: Up to 2 years
Consent: Required (opt-in for EU/UK users)

2.3 Marketing/Advertising Cookies

These cookies help us deliver relevant content and measure campaign effectiveness:

• Tracking ads across websites (retargeting)
• Measuring ad performance
• Personalizing promotional content
• Social media integration

Tools used: Google Ads, Facebook Pixel
Duration: Up to 2 years
Consent: Required

2.4 Performance & Functionality Cookies

These cookies enhance website functionality and performance:

• Website speed and performance optimization
• User preference storage (language, layout)
• Feature testing and optimization

Duration: Session to 1 year
Consent: Required (unless strictly necessary)

3. Cookie Consent

3.1 Consent Banner

A consent banner appears on your first visit allowing you to:

• Accept all cookies
• Reject optional cookies
• Customize cookie preferences

3.2 Managing Your Preferences

You can change your cookie preferences at any time by:

• Using our cookie preferences tool at the bottom of the page
• Clearing cookies in your browser settings
• Contacting us at support@consultbluehorizon.services

3.3 Your Choices

Disabling certain cookies may affect website functionality:

• Disabling analytics cookies: We won't track your activity
• Disabling marketing cookies: You may see less relevant ads
• Disabling essential cookies: Website may not function properly

4. Third-Party Cookies

Third parties may place cookies on your device:

• Google Analytics: Performance tracking
• Google Ads: Advertising network
• Facebook Pixel: Social media tracking
• Twilio: SMS communication (if applicable)

These third parties have their own privacy policies. We recommend reviewing their policies for more information about their data practices.

5. Browser-Level Privacy Controls

Your browser provides privacy controls for cookies:

• Chrome: Settings → Privacy and security → Cookies
• Firefox: Preferences → Privacy & Security → Cookies
• Safari: Preferences → Privacy → Cookies and website data
• Edge: Settings → Privacy → Cookies

You can also enable "Do Not Track" in your browser settings, though we cannot guarantee all websites will honor this signal.

6. Tracking Technologies

Beyond cookies, we may use other tracking technologies:

• Pixels/Web Beacons: Tiny images tracking page visits
• Local Storage: Stores data on your device
• Session Storage: Stores temporary session data
• Log Files: Server-side tracking of requests

7. Cookie Table

8. EU/UK Users - ePrivacy Regulations

Under ePrivacy Directive (2002/58/EC) and PECR, we must obtain your explicit consent before storing non-essential information on your device. We comply by:

• Displaying a clear consent banner on first visit
• Providing granular consent options
• Allowing easy consent withdrawal
• Only using essential cookies before consent

9. CCPA - California Users

California residents have rights under the California Consumer Privacy Act (CCPA):

• Right to know what cookies track you
• Right to delete cookies about you
• Right to opt-out of sale of information
• Right to non-discrimination for exercising CCPA rights

You can exercise these rights at: support@consultbluehorizon.services

10. Opt-Out Links

• Google Analytics Opt-Out
• Facebook Ad Preferences
• NAI Opt-Out

11. Contact & Questions

For questions about our cookie practices:

• Email: support@consultbluehorizon.services
• Phone: +14155552671

12. Policy Updates

We may update this Cookie Policy as we change our practices or as laws change. Significant updates will be notified via email.